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Found the perfect home?

We can help you find the perfect loan...


Find the perfect loan program for you

The loan programs available today include FHA, VA, USDA, Conventional loans, Construction loans, Renovation loans, and Manufactured housing loans, with both fixed and adjustable rates available. Characteristics of each loan program are unique, so consult your mortgage professional for more information and to become familiar with the details of the programs available to you.


To help determine the best loan program for you, consider the following:


How important is payment certainty?

If knowing that your payment will be the same every month is important, consider a fixed-rate mortgage.

How important is rapid equity buildup?

If rapid equity buildup is a factor, consider a shorter amortization period, such as a 15-year, fixed-rate mortgage.

Other factors to consider include:

-Ability to qualify at market rates for loan amount selected

-Anticipated term of occupancy

-Possibility of significant rate changes

-Existence of up-front costs

- FHA, VA, and USDA

- Conventional loans

- Construction and Renovation loans

- Manufactured housing loans

- 15- and 30-year fixed-rate mortgages

- Adjustable-rate mortgages (ARMs)

- Interest-only mortgages

Specific loan programs include:

In addition to loan programs, you can rest assured that we've got you covered for a variety of other relevant services, including purchasing, refinancing, and much more.


Contact us today with any questions!

Covering all your mortgage needs

CMS services all of Tennessee.




"Mickie was great! I couldn't

have asked for a better person

to help us buy our second home. Her staff is knowledgeable, friendly, accountable, and

respond to your needs immediately. A+ Service!..."

- npadi001

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