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Find out if now is the right time to refinance! You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. Here are some important reasons to consider refinancing:

•Get a lower mortgage rate and reduce interest costs.

•Convert an adjustable rate mortgage to a secure, fixed-rate mortgage.

•Consolidate your first and second mortgages into a mortgage with a lower rate.

•Pay off installment debts and credit cards.


The advantages we offer for refinancing include:


•Low rates

•Easy online application

•All types of mortgage programs

•Guidance and advice from an experienced loan professional


Ready to refinance your current mortgage? Call to apply over the phone for pre-approval.


Find out if now is the right time for you to refinance your current mortgage by contacting us today.

- Most recent mortgage statement

- Your home insurance policy

- 2 months pay stubs

- 2 months retirement information

- 2 year tax returns

- 2 years w-2s

- 2 months bank statements

Documentation needed for refinancing:

Let us help you refinance your home.




"I was a first-time home buyer and did not know anything about the process. Mickie Simonds walked me through ever step and made the whole experience very easy for me...I would highly recommend her to anyone who is buying a home."

- Millie Atchley

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